Last revised:

The cost of sperm freezing and banking

Last revised:

The cost of sperm freezing and banking

Once you’ve decided to freeze and preserve your sperm, you may want to prepare for how much the entire process will cost. The average cost of sperm freezing in the US will typically range anywhere from $500 to $1,000, depending on how long you’re freezing for and how many sperm samples you plan to freeze.

For your first year, your total cost will likely fall between $450 to $1,500 and include:

  • Initial semen testing and analysis, which can range from $150 to $400
  • Processing and the initial cryopreservation (freezing) process
  • An annual or long-term sperm storage fee, which can also range from $150 to $700 per year. Depending on the multi-year payment plan you choose, this cost can be much lower.

Knowing what to expect to spend ahead of time is important and can help put any financial anxieties you may have at ease. Regardless of how you freeze your sperm — at a traditional clinic or from home with a sperm freezing kit from Legacy — the structure of sperm freezing costs and sperm banking costs are relatively predictable and comparable to one another.

We’ll walk you through what different options can entail so you can feel more confident about your decision. You might be surprised with how accessible sperm banking costs can be.

Key takeaways

  • Sperm freezing involves sperm testing and analysis, processing and freezing, and annual storage fees — all of which are separate costs.
  • You can freeze your sperm at Legacy starting at just $245 per year per sample.
  • If you’re an oncology patient or facing another medical treatment that may impact fertility, you could be eligible for sperm freezing at discounted rates, or it may be covered by insurance. (States such as Connecticut, Delaware, New Hampshire, Maryland, Illinois, Rhode Island, and New York require insurance coverage for fertility preservation due to medical treatments.)

How much does it cost to freeze sperm?

Sperm freezing prices will consist of a few major components: the initial consultation and analysis, the cryopreservation process, and your ongoing storage, often billed annually.

Sperm freezing stepAverage price1Typical price range
Consultation for referral$325$150–$400
Semen analysis$160$150–$400
Processing and freezing, per sample$388$500–$1,000
Annual storage fee, per sample$600$250–$700

These individual prices can quickly add up. Opting for an at-home sperm freezing and yearly storage plan bundle can therefore save you money and help you avoid unnecessary stress.

Comparing sperm freezing costs with Legacy vs. other cryopreservation options

The cost of sperm freezing will vary depending on the clinic, your location, and how much sperm you wish to freeze.

At Legacy, you can freeze your sperm at just $245 per year per sample from the comfort and convenience of your own home. If you choose a larger freezing bundle — longer storage contracts and more samples frozen — sperm banking costs can be significantly lower than that. Compare that to a total of at least $500 at a traditional clinic or sperm bank on freezing and storage alone.

Unfortunately, traditional clinics also have a reputation for limited to no online price transparency.1 Below, we’ll break down the three sperm freezing bundles we offer at Legacy and what you can expect to pay and receive for each.

Flexible sperm freezing options at LegacyFor Today Bundle
A renewable 1-year plan
For Tomorrow bundle
Store 2 samples for 5 years, renewable plan
Forever bundle
Store 3 samples for up to 25 years + advanced testing
Best for:Trying to conceive
Infertility treatment
Short-term planning
Before vasectomy
Before military deployment
Before testosterone therapy
Before medical treatment
Before gender transition
Any long-term planning
Family size
We recommend freezing one sample per child you hope to have in the future.
1 child
1 sample frozen
2 children
2 samples frozen
3 children
3 samples frozen
Sperm storage cost and plan
You can renew your plan or retrieve your sample at any time.
1 year included

$245/sample/year
5 years included

$50/sample/year
25 years included
$49/sample/year
Pre-freeze STI testing
Required by most clinics when using frozen sperm in the future.
Not includedIncludedIncluded
Standard analysis
Tests the main metrics of sperm health.
Included for all samplesIncluded for all samplesIncluded for all samples
Advanced analysis
Assesses the genetic health of your sperm so you can freeze your best sample.
Not includedNot includedIncluded for 1 sample
Total $540$1,495$4,995

So let’s look at that sperm freezing cost table once more, with Legacy’s comparisons added:

Sperm freezing stepTypical price rangeCost at Legacy
Consultation for referral$150–$400Not required
Semen analysis, per sample$150–$400$295
Processing and freezing, per sample$500–$1,000Included
Annual storage fee, per sample$250–$700$49–$245
Total first-year cost$1,050–$2,500$540
Cost to freeze 2 samples for 5 years$4,350–$10,200$1,495
Cost to freeze 3 samples for 25 years$20,850+$4,995

How to reduce the cost of sperm freezing

Before you freeze your sperm, you should determine whether or not your health insurance covers it. Depending on your coverage, you can test and preserve your sperm for as little as $0 out of pocket.

Legacy is in-network with several insurance providers such as Aetna, Cigna, EmblemHealth, TRICARE, TriWest, and UnitedHealthcare, but also covered by fertility benefit programs from Carrot, Progyny, Maven, and WINFertility. It’s worth asking your insurance provider and/or employer if you have access to these benefits as part of your coverage. Eligible insurance plans will cover a standard semen analysis and 1 year of frozen sperm storage. 

If you’re a patient with limited to no health insurance and intend to preserve your fertility before cancer or other medical treatments, you may be eligible for discounted services. Legacy offers a 25% discount on all sperm freezing bundles for oncology patients.

Some states — Connecticut, Delaware, New Hampshire, Maryland, Illinois, Rhode Island, and New York — have mandated coverage for expenses associated with fertility preservation due to iatrogenic, or medically induced, infertility.2

Legacy will occasionally offer limited time promotion codes for sperm freezing bundles – keep an eye out for them on our website.

Learn more about ways to save on sperm freezing.

Payment plans for sperm freezing and banking

If you’re looking into freezing and banking your sperm with Legacy, there are payment plans and financing options available to you. For all our sperm freezing bundles, you can finance with Affirm and pay as low as $25 a month.

Think of sperm freezing and banking as a long-term, proactive investment into your legacy that will pay off as you reclaim control of your life and future.

Frequently asked questions about sperm freezing costs

  1. What’s the average cost of sperm freezing?

The average cost of sperm freezing can range anywhere from $500 to $1,000 in the US, depending on how long you’re freezing for and how many sperm samples you plan to freeze.

  1. Is sperm freezing covered by insurance?

It can be. It’s worth asking your insurance provider and/or employer if you have access to these benefits as part of your coverage. Eligible insurance plans will cover a standard semen analysis and 1 year of frozen sperm storage. You’re more likely to have insurance coverage for sperm freezing if you’re preserving fertility prior to a medical treatment, such as chemotherapy or hormone therapy.

  1. Is at-home sperm freezing less expensive than a traditional clinic?

Yes, generally speaking. At Legacy, you can freeze your sperm with a mail-in kit for just $295 + $245 per year, per sample. Traditional clinics have a reputation for limited to no online price transparency, but in the first year, you might expect to pay a total ranging from $1,050 to $2,500.

  1. What happens if I no longer need or want my sperm samples?

Your sperm samples will always belong to you and you only. You can either continue paying an annual storage fee in case you change your mind, discard the samples by signing a consent form, or donate your sperm samples to research if you so choose.

References

  1. 1. Larsen, et al. “Minimal access to male fertility prices online: an analysis of the Society for Assisted Reproductive Technology (SART) clinics.” Translational Andrology and Urology, 2020.
  2. 2. Huang, et al. “Fertility Preservation for Iatrogenic Infertility: Patient Barriers and Opportunities for the Reproductive Medicine Workforce.” Urology practice, 2025.

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